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Legal information

This website is published by Société Générale: 

Société Anonyme with a capital stock of 1 009 641 917,50 as of 31 December, 2016. 

Paris Trade Register No. 552 120 222

APE No.: 651C

Registered Office: 29 Boulevard Haussmann 75009 Paris

VAT No : FR 27 552 120 222

Publication manager: Mr Frédéric OUDÉA

This website is hosted by : Waycom
This website is governed by French law.

TERMS AND CONDITIONS
 

Professional regulations


Société Générale is a French credit institution (bank) licensed and regulated by the Autorité de Contrôle Prudentiel et de Resolution (ACPR 4 PLACE DE BUDAPEST CS 92459 75436 PARIS CEDEX 09) when acting as a credit institution (hereafter « investment services bank »), entitled to perform any banking activity and regulated  by the French Autorité des Marchés Financiers (AMF) when providing investment services except for the investment service relating to operation of Multilateral Trading Facilities, under the provisions of the French Code Monétaire et Financier (Monetary and Financial Code).

Content of this website


Société Générale shall make its best efforts to ensure that the information displayed on this website is accurate and up-to-date. Société Générale reserves its right to amend the content of this website at any time, without prior notice. However, Société Générale is not able to guarantee that the information herein is complete or that it will not be modified by a third party (malware). Société Générale shall not be held liable for any difficulty or impossibility to access the website due to an internet connection problem.

Société Générale shall not be held liable for any indirect consequential loss or damage, including, but not limited to: any damage or loss arising from any transaction carried out on the basis of the information herein, any loss of profit, loss of business, or any other loss arising from a service interruption due to an internet connection problem.

Further, Société Générale shall not be held liable neither for the results of any factor beyond their control nor for any eventual loss or damage to the technical environment of the website users, including, but not limited to, hardware, software, or any other equipment used to access this website or use the services and/or the information herein.

Information about Financial Instruments


The potentials information or material about financial instruments on this website are provided for general information purposes only and should not to be construed as a solicitation or an offer to buy or sell any financial instruments, or any substitute for any form of advice or recommendation with respect to such financial instruments.

Société Générale accepts no liability for losses or damages which may be directly or indirectly sustained by any visitor to the website or other person who obtains access to the material on the website.

Any person wishing to obtain information about Société Générale products or services is requested to contact Société Générale to obtain information on the availability, terms and

Product subscription and Investment services provision


In accordance with its legal and regulatory requirements (particularly under the Market in Financial Instruments Directive (MiFID)), and depending on the type of financial instruments involved,  Société Générale may be required to verify that the financial instruments are suitable or appropriate to client investment objectives, financial capacity, knowledge and experience.

Any kind of request for subscription of a product or service offered by Société Générale requires the acceptance of Société Générale and implies the subscriber’s acceptance to the applicable terms and conditions, and prices.

Intellectual Property


This entire website is governed by French and international legislation on copyright, trademark and database law and intellectual property in general, both as they are applicable to its form (editorial choices, layout, topics, means for accessing data, display, etc.), and to its content (text, images, etc.).

Any reproduction, representation, diffusion or re-diffusion, in whole or in part, of the contents of this website on any medium or by any means whatsoever (including, but not limited to, caching, framing), as well as any sale, resale, retransmission or any other act tending to make such contents available to any third party in any manner whatsoever shall be prohibited, except preliminary written authorization of the publication manager. Failure to comply with these restrictions shall constitute a forgery engaging the civil and criminal liability of the forger.

Only the paper reproduction is authorized under conditions of a use in strictly personal purposes, a respect for the integrity of the reproduced documents, or in short quotation with clear and readable mention of the source, for example under the following form " Extracts from the site xxx.. All rights reserved Société Générale group. "

The trademarks quoted on the site are deposited: their reproduction or use is forbidden.

Hypertext links


Société Générale shall not be liable for the hypertext links towards other websites, and particularly for the contents of the linked websites.

Société Générale shall not be liable for the hypertext links towards this website; no one shall create any such a link without Société Générale’s prior and express authorization.

Privacy


Collection

Société Générale may as a result of your interaction with the website collect directly or indirectly identifiable personal data, including through the use of on-line or off-line forms. These dataare stored in  Société Générale’s information system or in its providers’ or consultants’ information systems. Some personal data are compulsory in order to process your requests. If so, mandatory fields are indicated in bold or by any equivalent process.

Use

Personal data collected may be used for the needs of handling your requests and operations made through the site, as well as for direct marketing purposes. They can also be used to keep you informed of events, actions or publications that might be of your interest.

Personal data, which may enable indirect identification, may also be collected and processed in order to better manage your connection and browsing (see below information on Cookies). Specific information about the data which may be used for banking relationship management or the provision of financial services is provided in the applicable terms and conditions.


Communication with third-parties

As expressly agreed upon, personal data collected can be shared for the purposes set out above with the legal entities of Société Générale Group, its partners, brokers and insurers as well as its subcontractors and service providers to the extent necessary for the fulfillment of their assignment.

Security of processing

Société Générale has implemented all physical, technical and organisational measures needed to ensure the security and confidentiality of personal data, particularly in order to protect them against loss, accidental destruction, alteration, and non authorised access.

 

Application of European legislation on the transfer of personal data outside the European Union

Due in particular to the international dimension of Société Générale Group, and in order to optimise quality of service, the communication of personal data mentioned above may involved the transfer of personal data to countries outside the European Economic Area, which legislation on the protection of personal data is different from that within the European Union. During  the banking relationship, Société Générale may entrust service providers chosen for their expertise and reliability located outside the European Union with certain services including operational functions and  providing targeted and limited IT services (tests, developments, IT maintenance). These transfers take place under conditions and guarantees offering appropriate protection of your personal data.


Rights of access, modification and objection

 

You are entitled to access your personal data and to have it amended, updated or deleted, where such data is incorrect, incomplete or outdated. You may also, on legitimate grounds, object to the processing of your personal information. Such objection may, however, prohibit Société Générale from providing the requested service or product. You are entitled to object, without having to justify his/her decision, to the use of your personal data for marketing purposes or to the communication of your personal data to third parties for commercial purposes.

You may exercise your right to access, rectify and object to the use of your personal data by contacting Société Générale at the following address:

 

o   For clients, address of your Société Générale branch in which the bank account is held

o   In any other cases, by sending a letter to : Société Générale – Direction Commerciale et Marketing / Marché de la Clientèle Commerciale – Tours Société Générale – Granite – 189 rue d’Aubervilliers 75886 PARIS CEDEX 18.

 

Cookies

Your banking website uses “cookies”. A cookie is a text file which is stored by your browser which is used to authenticate you during your browsing on the website. We use cookies on our site to allow a more effective and secure navigation for the users. These cookies allow you to connect to our services, to choose your preferences of connection (ex: language), to sign to products and on-line services. You can, however, forbid your browser to store “persistent cookies” by configuring your browser.

 

Safety

This website is protected by a high level of technical security, and it is under permanent monitoring. The algorithms and mechanisms, used to protect your communications with Société Générale and the information that pertains you, comply with the French regulations in effect.